This material is provided for information purposes only and is not to be construed as an offer to sell or a solicitation to buy any securities included in the U.S.A., its territories or possessions.

Although this material has been compiled from sources believed to be reliable, we cannot guarantee its accuracy or completeness. All opinions expressed and data provided herein are subject to change without notice.

This material is not intended to provide, and should not be construed as providing individual financial, investment, tax, legal or accounting advice.

You should consult Tina Tehranchian prior to acting on the basis of the information herein. For further information, please contact Tina Tehranchian.

Commissions, trailing commissions, management fees and expenses, may all be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus and consult Tina Tehranchian before investing.

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